Soccer (Football) Injuries in New Zealand: A Review of Ten Years (2010-2020) of Accident Compensation Corporation Entitlement Claims and Costs

Special Issue: Sports Rehabilitation

Phys Med Rehabil Int. 2024; 11(1): 1225.

Soccer (Football) Injuries in New Zealand: A Review of Ten Years (2010-2020) of Accident Compensation Corporation Entitlement Claims and Costs

King DA1-3,5*; Clark TN4; Hume PA1,2

1Sports Performance Research Institute New Zealand (SPRINZ), Faculty of Health and Environmental Science, Auckland University of Technology, Auckland, New Zealand

2Traumatic Brain injury Network (TBIN), Auckland University of Technology, Auckland, New Zealand

3School of Science and Technology, University of New England, Armidale, NSW, Australia

4Faculty of Sport, Event Management, Tourism and Hospitality, International College of Management Sydney, Manly, NSW

5Wolfson Research Institute for Health and Wellbeing, Department of Sport and Exercise Sciences, Durham University, Durham, United Kingdom

*Corresponding author: Doug King Department of Emergency, Hutt Valley District Health Board, Private Bag 31-907, Lower Hutt, New Zealand Email: dking@aut.ac.nz

Received: January 29, 2024 Accepted: March 04, 2024 Published: March 11, 2024

Abstract

Background: Sports-related injuries account for the loss of approximately 40% of health benefits obtained from participation in soccer.

Objectives: To provide for the first-time, epidemiological data and related costs for moderate-to-serious and serious injury claims for soccer (football) in New Zealand over a ten-year period.

Methods: Data obtained from Accident Compensation Corporation (ACC) were analysed by year of competition, age, ethnicity, gender, body region and injury type for total and Moderate-to-Severe (MSC) claims and costs.

Results: Over the 2010 to 2020 period a total of 429,681 injury entitlement claims were recorded costing $420,593,764 (AU$402,088,981). There was an increase in the number of injury entitlement claims (t(10)=31.43; p<0.0001) and costs (t(10)=16.77; p<0.0001) over ten years (total claims increased by average of 5.1%±6.8% per-year and total costs increased by average of 6.2%±4.5% per year). Lower limb injuries were most frequent (n=276.151; 64.3%) averaging 25,105±2,390 entitlement claims per year at a cost of $23,769,876±$4,251,193 (AU$22,724,080±AU$4,064,157) per year. Although fracture dislocations (36,150; 8.4%) and concussions (5,465; 1.3%) recorded less than 10% of total injuries they had the highest mean costs per-claim (fracture-dislocations $1,889±$212 [AU$1806±AU$203]; concussions $977±$540 [AU$934±AU$516]). Players over 35 years old recorded 23.1% of total injury entitlement claims and 35.2% ($133,510,134 [AU$126,727,178]) of total costs.

Conclusions: Despite injury prevention interventions by New Zealand Football and the ACC, soccer injuries continue to be frequent and costly – particularly lower limb injuries, fracture dislocations and concussions. Further injury prevention interventions targeted at specific age groups and injury causes are warranted.

Keywords: Football injuries; Injury costs; Ethnicity

Introduction

Participation in football (hereinafter termed soccer) has been reported [1] to induce considerable health risk factor benefits in terms of cardiovascular and neuromuscular fitness across the age spectrum. Although soccer has the potential to support a healthy lifestyle, it is a high-intensity sport with frequent changes of movement, velocity and direction combined with direct physical contact and high impacts that all pose an injury risk [2].

Sports-related injuries have been reported to account for the loss of approximately 40% of the health benefits obtained from participation in soccer [3]. A consequence of these injuries are long periods of absence from sport and work as well as recurrences of these injuries if not appropriately managed [3]. In addition, secondary injuries (e.g., development of osteoarthritis) can occur long term, reduced quality of life, loss of career opportunities, negative psychological effects and an increase in direct as well as indirect health-related costs can occur [3]. For example, it has been reported [4] that sport-related injuries accounted for (Euros) €168,000,000 (NZ$294,669,967; US$181,161,288) of direct accident-related costs but also €244,000,000 (NZ$427,973,047; US$263,115,204) of indirect costs representing the third-largest cost factor after household and traffic accidents.

Recently it was reported [5] that there were 45,000 soccer-related injuries recorded annually in Switzerland. The estimated costs for these injuries were approximately €153,000,000 (NZ$268,360,149; US$164,986,173) and this resulted in a mean cost of €3,400 (NZ$5,963; US$3,666) per soccer-related injury [5]. In a New Zealand based study [6], there were 14,240 soccer-related injuries over a five-yr. period (2012 to 2016). The reported [6] costs for soccer related injuries were NZ$9,237,392 (US$5,679,241) resulting in a mean cost per-injury-claim of NZ$6,833 (95% CI: $6,438 to $7,315) (US$4,200 [95% CI: US$3,957 to US$4,496]). This study [6] also reported on four other sporting codes in New Zealand and did identify soccer specific injuries but no study to date has been dedicated to a longitudinal overview of the number and related costs associated with soccer participation in New Zealand. Therefore, this study was undertaken to provide an epidemiological overview of the types of injuries and the related costs for soccer injuries in New Zealand over a ten-year period from 2010-2021.

Methods

The methods undertaken in this study are identical to previous studies [7,8] reporting on injuries recorded through the New Zealand national health provider, Accident Compensation Corporation (ACC). The ACC database was utilised to provide descriptive epidemiological data including the costs associated with treatment for injuries occurring in female rugby union activities. The ACC covers compensation for the injury (sporting or other) including medical treatment, income replacement, social and vocational rehabilitation, and ancillary services (transportation and accommodation) as part of the rehabilitation. Coverage is guaranteed by ACC, but this is offset by the restriction to sue for personal injury except in rare circumstances for exemplary damages [7]. ACC injury entitlement claims are categorised as minor (medical treatment only), moderate-to-serious [7] (MSC) or serious [9,10]. The terms are defined under the Injury Prevention, Rehabilitation and Compensation (IPRC) Act, 2001 with the ACC responsible for meeting the costs of these injuries [11]. Minor claims are lodged following an accident and generate a payment for the period reported to the registered licenced practitioner (e.g., physiotherapist, General Practitioner) for the medical treatment provided [11]. Typically, minor claims do not require loss of time from employment, where the claimant does not require additional medical support and involves a few treatments with the ACC meeting most of the costs [11]. Moderate-to-serious injury entitlement claims occur following an accident, generate a payment for the period reported and require additional financial support for treatment, loss of earnings and related medical costs [7,11]. Serious injury entitlement claims require a prolonged period of financial support, loss of earnings and related medical support and are monitored by the Serious Injury Claim Unit, typically over a long period of time [9,10]. Moderate-to-serious and serious injury entitlement claims account for approximately 8% of total claims recorded, but can account for 80% of total costs [7,11].

This study focused on moderate-to-serious and serious-injury entitlement claims that occurred from 1st January 2010 to 31st December 2020 resulting from participating in soccer activities. The data collected contains a combination of both futsal and soccer related injuries due to ACC coding.

The injury definition utilised for this study was “any injury (minor, moderate-to-serious and serious injury) that had been assessed and reported by a registered health practitioner as a result of sports participation” [12]. The injury also had to have been accepted as an ACC claim during the study period to be recorded in the study dataset. All costs were inflation adjusted using the Reserve Bank inflation adjustor (https://www.rbnz.govt.nz/monetary-policy/inflation-calculator) to reflect all costs at 2021 rates with a mean inflation of 10.9 ±5.0% per-year.

Data were obtained from the ACC through the Official Information Act and was reviewed by the ACC Ethics committee before being made available for release. Informed consent from the injured participants was not obtained as de-identified data were collected from the ACC database without individual participant identification or follow-up. All claims were classified by ACC and do not provide a measure of severity but give an indication of the impact on the person’s life. The classifications were (a) entitlement claims (claims that received an entitlements such as weekly compensation, vocational or social rehabilitation); (b) Other benefit claims (claims that did not receive any of the payments listed under entitlement claims above but did receive an independence allowance, lump sum or miscellaneous benefits/expenditure); (c) Medical fees only claims (claims that did not receive any of the payments listed under entitlement claims or other benefit claims above but did receive payments for medical treatment, dental treatment or conveyance for medical treatment); and (d) No payment claims (claims do not have any associated payments. These are usually claims that received only treatment at a public hospital during the acute phase of an injury).

All data collected were entered into a Microsoft Excel spreadsheet and analysed with SPSS (IBM Corp, Released 2017. IBM SPSS Statistics for Windows, Version 25.0 Armonk, NY: IBM Corp). Data are reported as means and Standard Deviations (±SD). Comparisons of the number of claims and costs over the reporting years were calculated using an independent t-test. A one-sample chi-squared (Χ2) test was utilised for comparison between reporting years for the number of claims and costs recorded and between 2010 and 2020. These years were chosen as they were the start and the end of the study duration. Injury incidence was not calculated for the study as the sporting codes participation rates were not available as part of the data analysis. All costs are reported in NZ Dollars ($) and United States Dollars (US$) unless otherwise indicated.

Results

Over 2010 to 2020 a total of 429,681 injury entitlement claims were recorded costing $420,593,764 (US$239,048,293) (see Table 1). This resulted in an average of 39,062±4,122 total claims per-year costing an average of $979±$153 (US$556±US$83) per-claim per-year. The number of total claims increased by an average of 5.1% ±6.8% per-year whereas total costs increased by an average of 6.2%±4.5% per year. The injury entitlement claims accounted for 6.4% (n=26,798) of total number of claims but 70.0% ($265,286,834 [AU$253,615,060]) of total costs. There was an average of 2,436±433 entitlement claims per-year costing $24,116,985±$5,027,591 (US$13,104,039±US$2,731,757). Although people reporting to be European accounted for more than half of the injury claims (70%; n=298,776) and costs ($262,008,475 [US$148,914,901]), people reporting to be Pacific Peoples ($974±$145 [US$554±US$82]), Other Ethnicity ($951±$167 [US$540±US$95]) and Asian ($928±$133 [US$527±US$76]) had high mean costs per-claim per-year.There was an observable increase in the number of injury entitlement claims(t(10)=31.43; p<0.0001) and associated costs (t(10)=16.77; p<0.0001) over the duration of the recording period (see Table 1). There were more entitlement claims recorded in 2016 (n=43,660) than 2010 (n=33,742; Χ2(1)=1270.89; p<0.0001) and 2017 (n=40,873; Χ2(1)=91.89; p<0.0001). There were observable increases in total costs in 2019 ($47,585,325 [US$27,045,552]) when compared to 2010 ($27,756,708 [US$15,775,778]; Χ2(1)=5218521.94; p<0.0001), 2018 ($45,136,545 [US$25,653,766]; Χ2(1)=64672.16; p<0.0001) and 2020 ($45,559, 262 [US$25, 894,021]; Χ2(1)=44070.53; p<0.0001).